01
Submit your invoice
Upload a verified invoice with payment terms of 15β180 days. Your customer must have received the goods or service.
Invoice financing for growing businesses
Turn unpaid invoices into working capital for your business.
FactorFinance connects businesses that need cash flow now with investors seeking short-term, asset-backed returns. Upload your invoice, get funded in days, and focus on growing your business β not chasing payments.
85%
advance rate on verified invoices
1β3 days
from submission to funding
5
sectors actively funded
100B+ UZS
invoices funded to date
How it works
From invoice to cash in four steps.
02
We verify the details
FactorFinance confirms the invoice with your customer and assesses the risk. Typical turnaround: 24 hours.
03
Get funded by investors
Your invoice is listed on our marketplace. Investors fund it at an advance rate of up to 90%. Cash hits your account in 1β3 days.
04
Settlement and returns
When your customer pays the invoice, investors receive their principal plus returns. You receive the remaining balance minus fees.
Sectors we fund
Cash flow solutions across industries.
⚙
Manufacturing
Turn long payment cycles into immediate working capital for raw materials and production.
📦
Wholesale
Bridge the gap between supplier payments and customer receipts in distribution.
🏗
Construction
Finance milestone invoices so your crew keeps working without cash flow gaps.
🚚
Logistics
Keep trucks moving and warehouses stocked while clients settle on their terms.
💼
Business Services
Consulting, staffing, IT β get paid now for the work you delivered last month.
Why FactorFinance
Faster cash. Better returns. Full transparency.
For sellers
1β3 days
from invoice submission to cash in your account. No more waiting 30β90 days for payment.
For investors
8β12% p.a.
target annualised returns on short-duration, invoice-backed assets with transparent risk grading.
Platform
500K UZS+
minimum investment per invoice. Diversify across sectors, risk grades, and durations.
Get started
Ready to unlock your cash flow?
Get a free quote in minutes. No commitment, no hidden fees.