Short duration
Typical invoice terms of 30–90 days mean your capital isn't locked up for years. Quick turnover, frequent reinvestment.
For investors
Earn 8–12% on short-term, invoice-backed assets.
FactorFinance gives you access to a new asset class: verified commercial invoices. Short duration, transparent pricing, and real businesses on the other side.
Why invoice finance?
Asset-backed
Every investment is backed by a verified commercial invoice from an operating business. Real receivables, not promises.
Transparent risk grading
Each invoice is graded A–D based on debtor creditworthiness, payment history, and sector risk. You choose your risk appetite.
Diversification
Spread your capital across sectors, geographies, and risk grades. Minimum investment from 500,000 UZS per invoice.
How investing works.
01
Browse the marketplace
Filter invoices by sector, risk grade, duration, and return. Each listing shows the debtor, seller, and full risk assessment.
02
Invest from 500K UZS
Choose how much to invest in each invoice. Your funds are pooled with other investors to reach the funding goal.
03
Track your portfolio
Monitor your active positions, expected settlement dates, and cumulative returns in real time.
04
Receive returns
When the debtor pays the invoice, your principal plus returns are credited to your account automatically.
Get started
Start investing in invoices today.
Open a free account, browse the marketplace, and make your first investment in minutes.